We Offer Financing

Pay over time with Wisetack

Get the work done now. Pay for it on a plan that fits.

A failing water heater, a no-cool air conditioner, or a slab leak does not wait for payday. True Plumbers & AC partners with Wisetack so Central Florida homeowners can fix the problem today and pay it off over time, with flexible monthly payments instead of one big bill.

Prequalify Now Call (863) 667-6364

How our financing works

No hidden fees and no compounding interest.
Fixed monthly payments. You know what you owe before you sign.
Soft credit check to prequalify. Checking your rate does not affect your score.
Powered by Wisetack, a trusted consumer financing partner.

$500–$25,000

Finance projects of any size

3–120 mo

Flexible term lengths

0–35.9% APR

Based on creditworthiness

For example, a $1,200 purchase could cost about $104.89 a month for 12 months at 8.9% APR, or $400 a month for 3 months at 0% APR. Offers range from 0 to 35.9% APR based on creditworthiness.

What we finance

Big jobs, predictable payments

Financing is available on projects from $500 to $25,000. For smaller jobs we take all major credit cards.

Water heaters

Tank or tankless. Replacements are easy to spread across low monthly payments instead of paying all at once.
Whole-home repipes

PEX or copper. A big job that financing turns into a predictable monthly payment.
AC installation & replacement

A new, properly sized air conditioning system. Stay cool now, pay over time.
Water softeners & filtration

Whole-home water treatment to beat Florida hard water, financed over the term that fits.
Slab leak & sewer repair

Big-ticket, often unplanned plumbing repairs. Get it fixed today, pay on a plan.
Heat pumps & mini-splits

Energy-efficient comfort upgrades that pay you back on your power bill.

How it works

From quote to financed in minutes

1
Get a free upfront quote

A licensed True technician diagnoses the issue at your home and quotes the fix upfront. Honest pricing, no surprises.
2
Prequalify in minutes

Check your rate through Wisetack in about a minute. Prequalifying has no impact on your credit score.
3
Pick your terms

Choose the monthly payment that fits, with terms from 3 to 120 months and APRs from 0 to 35.9% based on creditworthiness.
4
We start the work

Once you approve the plan, we schedule the install or repair and get it done right.

Prequalify Today

All financing is subject to credit approval through Wisetack. Your terms may vary. APRs range from 0 to 35.9% based on creditworthiness.

FAQ

Financing questions

The answers Central Florida homeowners ask us most often.

Who is your financing partner?

We partner with Wisetack to offer simple, pay-over-time financing. You can prequalify online in minutes with no impact to your credit score.

How much can I finance?

Wisetack financing covers projects from $500 to $25,000 on approved credit. For smaller jobs, we accept all major credit cards.

What are the terms and rates?

Terms range from 3 to 120 months, with APRs from 0 to 35.9% based on creditworthiness. For example, a $1,200 purchase could cost about $104.89 a month for 12 months at 8.9% APR, or $400 a month for 3 months at 0% APR.

Will prequalifying hurt my credit?

No. Prequalifying through Wisetack uses a soft credit check, so you can see your real rate without affecting your credit score.

Are there hidden fees?

No. Wisetack financing has no hidden fees and no compounding interest. You get fixed monthly payments and clear terms before you commit.

How do I apply?

Click "Prequalify Now" to start with Wisetack, or call us at (863) 667-6364 and we will walk you through it during your free quote. All financing is subject to credit approval; your terms may vary.

Find Us in Plant City

Our office is at 4000 N Frontage Rd in Plant City. We serve homeowners and businesses throughout Central Florida. Polk, eastern Hillsborough, and Pasco counties.

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